I arrived at around 7:20 PM, dinner was served there. I've met some new friends and started filling up the bio data form =P. Today's topic was to live a debt free lifestyle by Dr. Andrew Liuson. Some thing which i'd like to share:
Cut Credit Cards. Yes I know most of you would tell me that you use credit cards but pay them on time, however it gives us a false sense of power. The other day I went shopping for a book and I used cash despite an advise from my friend to use my credit card. What a difference, after that I was unwilling to spend money to buy anything else since I knew i'll be over my budget. If I had used my Credit Card I'll probably continue spending =P
After that... what else... I went home... =P Have a nice day !